Saturday, August 25, 2007

Used Car Buying - Be Meticulous


Author: Jay Bauder

Best Buy Used Car Tips: When it pays to be Meticulous

Nowadays, more and more people are enticed to buy used cars. With so many financial choices available and cars "living longer," many people just opt to buy used cars.

In fact, many smart consumers contend that buying used cars is just the same as buying new ones if the buyer knows how to buy used cars.

So, to help those who wish to buy a car but cannot afford a new one, here are some of the best tips that can be implemented when buying a used car.

1. Research

It is extremely important for an individual to conduct some research when buying used cars. In this way, the buyer will be able to know the ideal make and model to buy, the kind of performance to seeks, and the prices of used cars in the market.

Moreover, the risk of buying used cars is lessened if the buyer knows the important details to consider when buying used cars.

2. Check the cars history

The car's history will definitely provide the buyer some solid information regarding the performances, repairs, and problems of the car. So if you CAN discover some history it would be to your advantage. In this way, the buyer will be able to compare and differentiate one car from the other. There are instances wherein used cars are being sold because of some past accidents or negative experiences. Buyers might consider more if the car he or she is about to buy has a history like this one.

3. Check the safety features

What more can you expect with a used car but it does not necessarily mean that the buyer will neglect the availability of safety features in the car.

By all means, an ideal car must possess safety features, whether it is old or new. According to some reports, almost 80% of the accidents are heightened because safety features are not available in the car.

4. Buyers should be wary about the documents that are included when buying used cars.

Buyers should be sure that the car is not stolen, there are no liens on the vehicle, and that the one who signed on the "Bill of Sale" is the true vendor and the possessor of the property.

5. Before buying a used car, it is best to meticulously inspect the overall condition of the car first. Buyers should be wary of any rust or damage; the tires should be checked, etc.

Indeed, buying a used car can be very tedious. Nevertheless, it will give the buyer some satisfaction and assurance that what he or she has bought is a good buy.

About the author:



Jay is the web owner of http://www.new-cars-in.com New Cars, a website that provides information and resources on searching for new cars, new car pricing, loans, and dealers. You can visit his website at: http://www.used-cars-in.net Used Cars

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RV Loan Refinancing

Author: Thomas Morva

As a result of immediate credit approvals and high-pressure sales tactics, a number of recreation vehicle buyers make impulsive decisions. Future assessments often confirm that the RV loan they settled for was higher than other available rates. In such instances, people apply for refinancing options to reduce the interest rates and the loan payment tenures. An RV Loan refinance substitutes an existing loan by securing the same assets used in the original loan.

RV loan refinancing is easily available and can be used for either new or used vehicles. It is to be understood that RV loan refinancing terms should be used only if it significantly lowers the interest rates and monthly deductibles.

Consultation with RV loan refinancing specialists, help determine if a RV loan refinancing is favorable. RV loan refinancing options can also be checked through online loan calculators. To determine profitability, it is necessary to study the deductible amount of the ongoing RV loan and the current interest rate. These are calculated along with other inputs such as tenure, down payments and processing costs. This evaluation of the current loan and all costs involved in refinance are vital to calculate payments and interest and determine if the refinancing is profitable. The chief objective behind loan refinancing is to help RV owners save a considerable amount of money over the period of loan.

RV loan refinancing rates available from different lenders may differ in the nature of the terms. While acquiring a refinance, it is important to know what is included and what is not, in the refinanced loan.

When a RV loan refinancing is approved, the refinancing institute has some legal obligations to be met. The loan applicant has to simply provide all the documents from the original lender. The RV loan refinancing procedure will require the applicant’s signatures on appropriate paperwork. Finally, the RV loan refinancing company will mail a payoff check to the original lender that financed the RV.

RV Loans provides detailed information on RV Loans, Bad Credit RV Loan, RV Loan Calculator, Used RV Loan and more. RV Loans is affiliated with Mobile Home Equity Loans.

Home Schooling in Your Motorhome

Author: Rooster Boisseau

At first glance the terms “hitting the road” and “hitting the books” might appear mutually exclusive. But if you home school your children and have access to a motor home, read on.

Your one room school house on wheels.

One of major concerns of parents who decide to home school their children is that their child is not exposed to the wide array of mental stimuli encountered by children who participate in a more conventional education. Children who go to public and even private schools are exposed to many different cultures, personalities and diverse beliefs. However, children schooled in the home sometimes are not exposed to a wide variety of other children. Co-operative home schooling, which brings a number of families together to share the work in educating their children, helps somewhat but home schooled children still, may not experience the plethora of mental stimuli experienced by their more traditionally schooled counterparts. One way to ensure that your child has access to these stimuli is to pack up your motor home and hit the road.

Math Class

As you head down the highway in your one room school house on wheels, opportunities for teaching abound. In addition to the regular daily lesson plan, you can incorporate trip specific lessons into the daily work. For example, the math lesson begins when you stop at the neighborhood filling station to top off your tank. Consult the owners’ manual of your motor home and find out the capacity in gallons of your fuel tank. If age and grade appropriate have your young student convert this measurement from gallons to liters. For younger children, a fun activity is to let them watch the pump through the RV window and count the gallons or even tenths of gallons that pour into your motor homes fuel tank. Of course with the current price of gasoline, this activity will be much more fun for them than for you.

Once you’ve filled your tank, get out the map and sit with your student to study your route. Consult your motor home’s manual again and find how many miles per gallon you can expect to get. Help your young student compose a formula to find how far down the planned route you’ll be able to travel before your motor home requires fuel again. You can help your child use the map to help navigate as you travel along. Plan a side trip at the spur of the moment. Ask your child to tell you how this side trip will affect your timetable and fuel bill?

History Lessons.

Plan your trip so that you follow an historical route. Follow the Trail of Tears, maybe the Oregon Trail. Travel the dusty path the cowboys rode in cattle drives from Texas to Dodge City, Kansas. If you’ve got the time, follow the route of Lewis and Clark or, explore the vast expanse of the Louisiana Purchase. What ever path you choose to follow, make sure you have plenty of supplemental materials for your young student to study. Many motor home parks have high speed internet available to their campers. At the end of each day, have your child connect to the Internet and gather information about the history of the places you’ve visited.

Social Studies

Take a trip through Appalachia. Venture some distance from the Interstate into the heart of some small town. Stop at a small store or local diner. Observe the people who live and work there. Listen to their accents or, eavesdrop on a conversation. There is no better way to discover how other people live than to explore these microcosms of America. You might even want to contact local parents who also home school their children and arrange a visit to learn more about each other and compare home school curriculums.

Other Destinations

Many home schooling co-operatives hold events at various motor home parks to compare and refine home school curriculums and provide new experiences for their home schooled students. An Internet search for these home school meet ups will yield many entertaining and informative events. If you choose to make one of these trips, be prepared to have a good time and be sure to bring your favorite covered dish.

Exercises such as these are entertaining and exciting to your child and if properly presented, your young student may not even realize he is in school. But remember, as entertaining, exciting and educational as these road exercises are, they are not a replacement for the well planned curriculum and lesson plans available to parents home schooling their children.

Article Submitted by Rooster B.
Rooster privately runs several News and Blog sites related to Homeschool Education. Interested in the latest Home School curriculum visit his site at http://www.homeschoolzine.com

How To Buy The Motorhome You Can Afford

Author: Jim Johnson

It's so easy to buy a more expensive motorhome or RV than you originally needed or even wanted and RV dealers are all too often concerned most with making the high dollar sale rather than making sure that you get the RV that most fits both your needs and your budget. Of course, that is not always the case and some dealers are very customer oriented, but all too often they are only interested in making the sale at any cost.

That means that you have to take steps to protect yourself and keep your mind focused on what is best for your needs after the sale is made, and one of the best ways to do that is to have as much of the decision making process on auto-pilot before you ever even step onto a dealer's lot. How can you do that?

Well, advance preparation is one of the best ways to get where you want to go without letting your emotions take over. Emotions can cloud our thinking very easily, especially when we see that beautiful motorhome that has all the bells and whistles, and we think about how good we would look driving that expensive rig. Before you know it we are trying to rationalize buying that expensive RV that we really can't afford in any way that we can, and often we find a way to do just that. But once the sale is made, buyer's remorse can set in very quickly when we realize that now we have to live with a poor buying decision from then on.

So to avoid that, try to bring ration and reasonableness to the decision making process as much as possible. Do your homework in advance and determine exactly how much motorhome your monthly budget will allow you to afford to buy, and then arrange your financing on your own so you will know what your target price range is before you begin shopping. Once you have that figure make a deal with yourself that you will not violate that figure no matter what. In fact, confine your research only to those motorhomes that fit within that price range.

Once you have selected the models that interest you, now you can visit the dealer to get familiar with them. Here is where your best laid plans can go awry though, so stick to your guns and refuse to allow the salesperson to show you more expensive motorhomes or try to to upgrade your choices to include more expensive options than you have already decided can fit within your budget. Also, avoid their financing arrangements as this is where they often make most of their money on closing the sale.

If you have done your homework and know what you want, and know how much you are willing to pay, and then stick to that predetermined figure in mind, you can most likely make a motorhome purchase that you can feel good about for many years to come.

Jim Johnson writes on many consumer related topics including motorhomes. You can find out more about motorhome loans and motorhome financing by visiting our Motorhomes Review website.

Campervan/Motorhomes vs Car hire in New Zealand

Author: Glenn Bongartz

Campervans and Motorhomes are a very popular way of seeing New Zealand. There are many campervan/motorhome companies to choose from from top of the line new vehicles to older “sleepervans”(vans with a bed and basic camping equipment in the back) During the peak season (December to the end of February) campervans and motorhomes are nearly always fully booked , so forward bookings are a must. November and March and also very busy so it is advisable to book during these months. The rest of the year you could just turn up and you will find something. During the off season many rental companies are open to price negotiaton, as there are plenty of vehicles sitting around not getting used, including cars.

There are lots of campsites to stay at (which are all of high quality), or you can just “free camp”. You can stop in rest areas around NZ, and stay the night as long as there are no signs stating “no camping” or similar messages, and you are not in anyones way, for free. It is not illegal, as the police would rather see you sleep than drive sleepy. Campervans and motorhomes let you stay in some beautiful remote parts of NZ. There are lots of places to stop and rest for the night. During the summer season there are thousands of motor homes on New Zealand roads and you will find plenty of new friends from all over the world having the New Zealand campervan adventure.

New Zealand has all the major car rental companies and you can get new cars and near new cars for top daily hire prices. There are so many car hire companies ranging up and down the price range and size (from around $15 per day upwards) If you hire cheaper cars and stay at the many backpackers or hostels around NZ you can get a cheaper package than a campervan/motorhome, but you are not as flexible.

Cars are also as popular in the peak season, just about to the same level as the campervans and motorhomes. Booking is advisable during the peak seasons.

Car vs motorhome would depend on your budget and the degree of comfort you require. The motorhome option is a very popular choice with travellers and a fun way to see beautiful New Zealand, so that would be my choice. We have found Adventure Kiwi (www.adventurekiwi.co.nz) are good for a cheap campervan or car.

You can find a complete list of New Zealand campervan and motorhome companies daily hire rates at www.newzealandatoz.com. This should speed up your search process.

http://www.newzealandatoz.com New Zealand AtoZ provides useful New Zealand free information and advice to travellers, including a full list of all New Zealand car, motorhome and campervan rental companies along with their daily hire rates. Your complete guide to New Zealand

Minnesota RV Rental Guide

Author: Elizabeth Morgan

Minnesota has thousands of lakes, 66 state parks, and eight national parks for you to enjoy -- as well as cities and fabulous shopping, including the Mall of America. Perhaps the best way to see Minnesota whenever and wherever you want is by RV. But if the cost of owning an RV or driving it from your home to Minnesota is too much trouble, don't despair. Just rent an RV when you get to Minnesota!

Minnesota has several RV rental agencies, many in Minneapolis or St. Paul, all close to the airport. Other rental agencies are in north- and south-central Minnesota. Some agencies will ferry you from the airport to your RV for a fee; others provide fly-and-drive discounts.

The class-C motor home is the popular RV to rent. It can sleep six to nine people, although most only have enough seatbelts for six. The motor home has many of the comforts of home including beds, a toilet and shower, microwave and refrigerator, and heating and cooling. Most Minnesotan RV rental agencies also sell home-keeping kits with linens and dishes, so that you don't need to bring your own.

The peak rental time in Minnesota is between May and September, so expect more demand for RVs and higher prices. In general, you get a cheaper per day price the longer you rent an RV.

Before you rent, call rental companies or check out their Web sites to find a pricing system that works for you. Many companies charge a day rate and also by the mile. Other agencies charge a flat day rate. Your car insurance may not cover the RV, so ask the rental agency if you need insurance and how much it costs. Also ask about extra fees like a clean-up fee, late fee, or a security deposit.

About the author:

RV Rentals Info provides detailed information about RV rentals in the United States, focusing on California, Alaska, Utah, Texas, Florida, Arizona, Minnesota, and Las Vegas, Nevada, as well as discount RV rentals, and more. RV Rentals Info is the sister site of RV Insurance Web.

Travel the Country in a Motorhome? Check Out Quartzsite Arizona

Author: Lance Winslow

Where is Quartzsite Arizona? Well it is in the middle of nowhere, literally situated in a valley about 25 miles from the California boarder on I-10. But did you know that this little desert town of Quartzsite has 79 trailer parks, and gets over 175,000 RV’ers, who stay for winter months.

As a matter of fact there are now 1.5 million full time RV’ers in the US and the number is going trajectory and has what appears to be an exponential curve attached to its previous numbers. Once the Internet infrastructure is complete it is expected to increase. Amish motor home makers in PA and Indiana already know this as well as Bus Conversion Companies in VA, TX and NV.

In Quartzsite; vendors and swap meets have tried to fill the void of the 1 million free spending RV crowd who drop lots of money into the local economy and even though many are on a fixed income they like to keep their stuff nice and washed and can not do it their selves. The town has 600+ vendors and 18 swap meets.

To find out more on why we picked Quartzsite back as a great place to stop go to;

http://www.nationalgeographic.com/ngm/0101

and then click on 85346 for Quartzsite. We watched the political climate change like the wind in Quartzsite and we saw what happened when officials decided an airport should be built and then the city sewer system with its own POTW, but the locals 2300 residence would have none of that. So, like many small towns with growing pains, Quartzsite Arizona now is temporarily on hold, but one day it will be a full-fledged city along the I-10. For now it is a good place to stop for those traveling in Motorhomes down the I-10 corridor. Consider all this in 2006.

Lance Winslow - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs/